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      The Toad on Stump Bankby Sy Schreckinger – ANTIQUE TOY WORLD Magazine – July, 1987
      If one 
      were to poll mechanical bank collectors to determine their "favorite" or 
      "prize" banks, sadly the Toad on Stump would most likely be omitted from 
      all lists. Its unglamorous subject matter, small size, its fairly common 
      status, lack of exciting action, subdued coloration, and lackluster 
      appearance contribute to its non-impressive image. The Toad on Stump may 
      very well be regarded as "the little bank nobody loves." However, a closer 
      look at this innocuous bank is suggested lest some very desirable 
      characteristics are overlooked. A superb, all-original example of Toad 
      on Stump will reveal the delicate quality of its castings, abounding with 
      graceful flora and fauna, and the chromatic, but tasteful, color scheme 
      with the toad on one variation painted chartreuse, affording it an air of 
      luminescence.Through the years, the inventor of this bank has remained a mystery, 
      although similarities do exist between it and a bank patented by Russell 
      Frisbie on
		August 20, 1872 (Figure 1). These patent papers, combined with 
      an advertisement from an early J. and E. Stevens Company catalog page 
      (Figure 2), support the popular contention that Toad on Stump was designed 
      by Frisbie while employed at the Stevens Foundry of Cromwell, Connecticut.
 The action of Toad on Stump is precisely as described in Frisbie's 
      patent papers for the "Frog on Round Base Bank" (Figure 1), with the 
      exception that a small lever at the rear of the toad's leg is pressed to 
      initiate it, rather than the frog's front foot. The patent goes on to 
      read: ". . . an artificial frog, whose mouth is opened for the reception 
      of a coin by pressing one of its feet, and which drops the coin in the box 
      on releasing it" Unlike the Frog on Round Base, the money deposited into 
      the Toad on Stump is removed from the bank via a round coin trap 
      underneath its base.
 There are no casting variations of the Toad on Stump, but there are 
      two color variations. These pertain solely to the toad, who may be painted 
      either dark green or chartreuse. The colors of the bank pictured in Figure 
      3 are as follows: the toad is chartreuse with metallic gold highlights. 
      Its mouth is red and it has black eyes with vermillion eyebrows. The 
      operating lever is also painted vermillion. The tree stump and the 
      underside of the bank are painted with a dark brown japan varnish. The 
      floral designs which embellish the base are gold with black highlights, 
      and the turtle is reddish-brown with white spots. Finally, there are 
      several representations of severed branches emerging from the stump. These 
      branches are painted yellow ochre.
 I offer apologies for reiterating the qualities of Toad on Stump: its 
      delicate castings, eloquent design, attractive coloration, a minute degree 
      of rarity, and possibly being manufactured by a company widely known for 
      producing toys of impeccable quality. But the question still remains as to 
      why this bank is not more highly esteemed. Perhaps the answer focuses 
      wholly upon its subject matter – a lowly, wart-ridden toad, resting lazily 
      upon a decaying tree Stump.
 Admittedly, the Toad on Stump may lack the charisma of a Professor 
      Pug Frog or Harlequin bank, but it is to be appreciated for the subtle 
      qualities it does possess. Indeed, a foundry based in Taiwan did see merit 
      in the Toad on Stump, for they have taken their time and resources to 
      reproduce it. The casting of this bank is quite crude and easily 
      detectable. Nevertheless, I am including a base diagram of an original 
      Toad on Stump (Figure 4) to discern the bank's size and scale. The 
      reproduction will appear approximately one-sixteenth of an inch smaller 
      across the base.
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